Products tagged with 'estate plan'

There are two concepts to a RISK and ESTATE PLAN. The first concept is eliminating RISK and the second concept is protecting and minimizing costs in a deceased ESTATE. This includes planning for the even distribution of assets and preventing unnecessary costs in an estate. It is therefore important to adhere to a comprehensive, dynamic estate plan. This PLAN is the first and most important plan in the financial planning process, as no plan will come to fruition if death, or disability happens unexpectedly.

Budgeting is the process of creating a plan on how to spend your money. Make an appointment with one of our Financial Advisors now. Your non-refundable booking fee is NOT an extra charge, it’s simply held against your booking as a credit towards that appointment and taken off your final bill.

If during your Budget Planning Session, it is determined that you do have bad debt, we will firstly assist you through our debt redemption planning processes where we will show you how to eliminate your bad debt in the most sensible and shortest period of time. “The point is you need to be free of your bad debt before you can move forward to create your own wealth. It does not make sense to invest money when you are struggling under the burden of bad debt” Our results and monitoring processes will keep you motivated to dump your bad debt one debt at a time.

Budgeting is the process of creating a plan on how to spend your money. Analysing your budget plan gives us insight into where your income is coming from and how you are spending it. If you are spending your money on bad debt items like credit cards, overdrafts, and personal loans you will be forever prevented from creating your own wealth. Whilst spending your money on good debt for example mortgages etc., or carefully structured and strategic investments you can be on your way to create your own wealth. Before you can enter into a plan of debt elimination you need to ensure you actively provide for an emergency fund which should have between 3-6 months of salary in it. There are a number of ways on how to plan for the loss of a job, depleted hospital funds etc.

There are two concepts to a RISK and ESTATE PLAN. The first concept is eliminating RISK and the second concept is protecting and minimizing costs in a deceased ESTATE. This includes planning for the even distribution of assets and preventing unnecessary costs in an estate. It is therefore important to adhere to a comprehensive, dynamic estate plan. This PLAN is the first and most important plan in the financial planning process, as no plan will come to fruition if death, or disability happens unexpectedly. “You Plan for retirement and wealth creation. You do not actively plan to die, become disabled or contract a dread disease. It just happens. And when it does you need to be prepared”